Cars Up But Stock Drop: We’re Decoding This Used Car Dealer’s Huge Dip
This used-car giant just printed record revenue and profits, and then the stock slipped on credit worries.
Classic good news meets skittish tape.
If the loan book behaves and the volume engine keeps humming, dips may not last.

Digital Assets Boom (Sponsored)
Crypto finally has rules — and the market is exploding.
Congress passed the GENIUS Act, the first U.S. crypto law ever.
Within days, the market hit $4 trillion, and major banks began preparing to join.
Institutions entering fast
Banks adding crypto options
Adoption hitting record highs
Get your FREE Crypto Revolution book now — plus $788 in bonuses (just cover s&h).
Don’t wait. The next wave has already started.
© 2025 Boardwalk Flock LLC. All Rights Reserved. 2382 Camino Vida Roble, Suite I Carlsbad, CA 92011, United States
The advice and strategies contained herein may not be suitable for your situation. You should consult with a professional where appropriate. Readers acknowledge that the authors are not engaging in the rendering of legal, financial, medical, or professional advice. The reader agrees that under no circumstances Boardwalk Flock, LLC is responsible for any losses, direct or indirect, which are incurred as a result of the use of the information contained within this, including, but not limited to, errors, omissions, or inaccuracies.
Results may not be typical and may vary from person to person. Making money trading digital currencies takes time and hard work. There are inherent risks involved with investing, including the loss of your investment. Past performance in the market is not indicative of future results. Any investment is at your own risk.

Want to make sure you never miss a stock recommendation?
Elite Trade Club now offers text alerts — so you get trending stocks and market-moving news sent straight to your phone before the bell. Email’s great. Texts are faster.


Apple
Ticker: AAPL | Market Cap: $4.03T | Catalyst: A monster holiday quarter setup
Apple beat, then raised the bar. Tim Cook says December revenue could grow 10–12% year over year, with iPhone up double digits thanks to iPhone 17 landing well. Services keep stacking high-margin dollars, and Mac is having a moment. Tariffs are a cost headwind, but Apple’s absorbing them in margin rather than hiking prices. That helps demand and the brand.
What to watch: iPhone 17 mix (Pro vs. base), Services growth near mid-teens, and any signs supply is catching up to demand. If store traffic and upgrade cycles stay brisk into December, “best holiday ever” chatter should keep bulls cheerful.

Free Exclusive Report (Sponsored)
Some stocks don’t just rise — they explode.
Market experts have narrowed down the field to 5 exceptional companies poised for strong upside potential in the coming months.
These picks come from deep analysis of earnings strength, market momentum, and institutional demand — factors that have historically led to triple-digit returns.
Previous reports from this research team have uncovered stocks that delivered +175%, +498%, even +673%.¹
Now, the latest report reveals five new opportunities — free to access, but only for a limited time.
[Unlock the 5 Stocks Set to Double – Free Until Midnight]
*This free resource is being sent by Zacks. We identify investment resources you may choose to use in making your own decisions. Use of this resource is subject to the Zacks Terms of Service.
*Past performance is no guarantee of future results. Investing involves risk. This material does not constitute investment, legal, accounting, or tax advice. Zacks Investment Research is not a licensed dealer, broker, or investment adviser.


C.H. Robinson
Ticker: CHRW | Total Assets: $18.3B | Catalyst: A profit tune-up in a tough freight year
Revenue slipped, but profitability jumped as margins and free cash flow improved as cost cuts and discipline kicked in. In freight, you don’t control the cycle you control the knobs. CHRW twisted the right ones, and the stock ripped to new highs. It’s still a cyclical business, but a leaner cost base means more earnings torque when volumes recover.
What to watch: Operating margin, buyback pace, and any hints the freight slump is thawing (tender rejections, spot vs. contract spreads). If the cycle inches better, this setup gets tailwinds.


Cigna Group
Ticker: CI | Market Cap: $66.0B | Catalyst: Beat the quarter, spooked the market
Cigna beat on revenue and EPS, but the stock slid hard on worries about next year’s margins and the shift to a new pharmacy benefits model. The business is still throwing off big cash, and management’s message is evolve now and benefit later. That said, insurance investors will always flinch at the word pressure.
What to watch: Medical cost trends, PBM margin commentary, and 2026–2027 glidepath. If they prove the new model can grow with acceptable margins, this could be a classic good company, messy transition opportunity.

Time-Sensitive Opportunity (Sponsored)
I’d like to give you a free copy of our brand-new report: 7 Best Stocks for the Next 30 Days.
Since 1988, our proven stock-ranking system has more than doubled the S&P 500, generating average annual gains of +24.2%.
This just-released Special Report reveals the 7 most explosive stocks currently ranked as Strong Buys. Fewer than 5% of stocks ever qualify.
These could be the most exciting short-term trades you’ll see all month.
Don’t make your next move without seeing them first.
[Download Your FREE Copy Now]


Guardant Health
Ticker: GH | Market Cap: $11.5B | Catalyst: Volume momentum and better-than-feared economics
Guardant’s quarter came in hot with a revenue beat, losses narrower than expected, and test volumes accelerating (again). Shield screening revenue topped views, and gross margin ran a few points ahead of forecasts, always a big deal in diagnostics.
Multiple analysts hiked targets toward $100 on the combo of growth, improving unit economics, and a long runway in blood-based cancer testing.
What to watch: Continued volume growth, payer coverage wins, and margin expansion as scale builds. If mix and reimbursements keep improving, the path to self-funding growth gets clearer.


Carvana
Ticker: CVNA | Market Cap: $65.7B | Catalyst: Big numbers, bigger debate (credit vs. growth)
Carvana sold a record 156k vehicles in Q3 and pushed revenue to ~$5.6B, with adjusted net income more than doubling. The not-so-fun part is that shares fell after hours on fears about subprime exposure and delinquencies. Management says retail profit is now doing more of the heavy lifting (not just loans), and capacity keeps expanding, if recon can handle ~1.5M cars a year.
They also guided toward the high end of full-year EBITDA. The story boils down to, “Can the loan book behave while they scale?” If yes, the operating flywheel wins.
What to watch: Delinquency/charge-off trends, loan sell-through, GPU (gross profit per unit), and inventory turns. If losses stay contained and volume holds, sentiment can flip fast.

Trivia: Who wrote Rich Dad Poor Dad?

Final Word
Different plays, same question: Will the follow-through show up?
If Carvana’s credit holds, the operating gains can speak louder than the after-hours squiggle. If Apple’s holiday proves as big as guided, estimates go up. If CHRW’s efficiency sticks, the next freight up-cycle could be fun.
If Cigna executes the pivot without bruising margins, sentiment can heal. And if Guardant keeps stacking volumes with better margins, the growth story keeps compounding. Pick your lane, size your risk, and let the numbers drive.
That’s all for today. Thank you for reading. If you have any feedback, please reply to this email.
Best Regards,
— Adam Garcia
Elite Trade Club
Click here to get our daily newsletter straight to your cell for free.
P.S. Just like this newsletter, it's 100% free*, and you can stop at any time by replying STOP.
Legal Stuff: Stocks featured in this newsletter are for entertainment purposes only. You should not base any investment decisions on information contained in my newsletter. Stocks featured in this newsletter may be owned by owners/operators of this website, which could impact our ability to remain unbiased. Please consult a financial advisor before making any trading decisions. I may earn a small commission from links placed inside these emails.




